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Farmhouse in New Mexico

We Are At Your Service For a Seamless Real Estate Transaction

Graham Title Co. wants to ensure that your real estate transaction is seamless. No two transactions are the same, which is why our office in Portales, NM, customizes our services to meet your unique needs. From escrow services to title insurance, closing, and more, we have the resources to help you.

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FAQs

What Is Title Insurance?

Title insurance is indemnity insurance against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens.

How Much Does Title Insurance Cost?

New Mexico has set regulated premiums that are charged. It depends on the amount of the policy as to how much the premium is. The rates may include discounts if title insurance is ordered within a specified time after the last policy issued or if the mortgage being insured is a refinance of an earlier mortgage.

What Is Owner’s Policy?

The owner's policy assures a purchaser that the title to the property is vested in that purchaser. It is free from all defects, liens, and encumbrances, except those listed as exceptions in the policy or excluded from the policy's coverage scope.

What Are Escrow Services?

Escrow is “a deed, a bond, money or a piece of property held in trust by a third party, to be turned over to the grantee only upon fulfillment of a condition.”. Graham Title Co. is a neutral third party or an escrow officer. We prepare escrow instructions agreed upon by all parties, take payments by the buyer, and disperse the funds according to the escrow instruction. If agreed upon, taxes and insurance may be paid through funds put in reserve from payments made.

We have the resources and skills to help you achieve a successful real estate transaction. Please contact us to learn more about how we can assist you!